What We Do Best

SERVICES

We Know How To Help

We are here to assist

Your home is one of the biggest financial decisions of your life, so we want to work hand-in-hand with you to help you be in a place of comfort when purchasing it. We stay with you and will help you refinance when the time is right- if needed. From start to finish, your Texas Loan Ladies will be there for you.

Buying a Home

Looking to buy a home? We’ve got you covered! We can help you secure financing and make your homeownership dreams a reality. Here’s what we can do for you when looking to buy a home: 

  1. Check out your financial situation: We’ll take a look at your income, expenses, credit score, and other financial info to figure out how much you can afford to borrow.
  2. Explain your loan options: With so many types of mortgages out there, we can help you understand which one is best for your specific needs. We’ll explain the good and the bad of each option and help you choose the best one for you.
  3. Get you pre-approved for a loan: Getting pre-approved for a mortgage is a big deal when shopping for a home. A pre-approval shows sellers that you’re serious about buying and that you can handle the finances.
  4. Help you complete your application: Applying for a mortgage can be a hassle, but we can help you fill out the necessary paperwork and make sure you provide all the required documents.
  5. Work with you throughout the loan process: Once you’ve been approved for a loan, we’ll work with you to make sure everything goes smoothly. We’ll talk with the appraiser, underwriter, and other people involved in the process to make sure everything is on track.

 

Overall, our mortgage lending services can be super helpful for anyone looking to buy a home. We can help you understand the crazy world of home financing and get the best possible loan for your needs. So if you’re ready to take the next step towards homeownership, give us a shout today to get started.

Refinancing a mortgage

Looking to refinance your home? We’re here assist in a new loan with better terms and lower payments. While the general process looks the same, there are distinct differences. Here’s what we can do for you:

  1. Review your current mortgage: We’ll look at your current mortgage and evaluate whether refinancing makes sense for you. If it does, we’ll discuss your options and help you find a loan that meets your needs.

  2. Explain your loan options: There are many types of refinance loans available, and we can help you understand which one is best for you. We’ll explain the pros and cons of each option and help you choose the one that’s right for your situation.

  3. Pre-qualify you for a loan: Getting pre-qualified for a refinance loan can give you an idea of what you can expect in terms of interest rates and payments. We’ll help you get pre-qualified so you can make an informed decision.

  4. Assist you in completing the application: Applying for a refinance loan can be a complicated process, but we can help you fill out the necessary paperwork and ensure that you provide all the required documentation.

  5. Work with you throughout the process: Once you’ve been approved for a refinance loan, we’ll work with you to ensure that everything runs smoothly. We’ll communicate with the appraiser, underwriter, and other parties involved in the transaction to ensure that everything is on track.

Overall, our mortgage lending services can be a great resource for anyone looking to refinance their home. We can help you understand your options, find a loan that meets your needs, and guide you through the entire process. So if you’re ready to lower your payments or get better terms on your mortgage, give us a call today to get started!

K&B Lending

Why Choose Us

We are more than just your local lenders, we understand the area and how to best benefit you. We are dedicated to putting you first, not the transaction. We ensure to do our best to help set you up for success. Karrie and Breana will never cut corners in the process of helping you find the right loan for you, unlike others in the business who might try to get things done in unprofessional ways. 

We Will Help You Every Step Of The Way

Ready to make the move and apply for a loan? It’s as easy as filling out a short application.